Privacy Policy

I. General Regulations
Data protection serves the protection of your personal data. Personal data is any information that refers to an identified or identifiable natural person, e.g., their name, address or email address. We try to process personal data sparingly during visits to our website. This is why our website may be visited without you having to disclose your identity. However, using, e.g., the contact form or an email address provided on our website will require the disclosure of your identity. We cannot answer inquiries submitted anonymously. 

​The controller of this website is 
Compass Student Insurance
116 Village Blvd, Suite 306
Princeton, NJ 08540
USA
Phone +1 609 785 3224
Email: info(at)studenthealthusa.com

We take the protection of your personal data and according protective laws seriously. When visiting our website (www.studenthealthusa.com) and its sub-pages, personal data will be processed to the extent that will be explained in this Privacy Policy. 
Our website features links to third-party websites. These can be recognized, e.g., by changes on your browser's address bar. You will then leave our website. We have no influence on and are not responsible for the treatment of your personal data by these third-party websites. 

II. Data Processed When Visiting Our Website
When accessing our website or retrieving files, according access data will be saved in a protocol file.
This data is only saved for statistical purposes and consists of:
• The name of the file and the time and date of the request,
• The page from which the file is requested,
• The volume of data transferred,
• The access status (file transferred, file not found, etc.),
• A description of the web browser type and operating system used,
• The client's IP address,
• Cookies installed by the application.

This website uses so-called cookies. Cookies are used to make our website more user-friendly, effective and safe. Cookies are small text files installed on your computer and saved by your browser. 
This website uses the following types of cookies whose scope and functionality is explained hereafter:
– Transient cookies are deleted automatically when you close your browser. This especially includes session cookies which save so-called session IDs that enable various requests of your browser to be assigned to one session. This allows your computer to be recognized when you return to our website. Session cookies are deleted when you log out or close your browser.
​- Persistent cookies are deleted automatically after a set period that may differ for each cookie. You may delete these cookies through your browser's security settings at any time.
You can configure your browser settings according to your wishes to, e.g., reject third-party or all cookies. However, please note that doing so may prevent you from fully using every function of this website. 

III. Website Analysis
Our website uses Google Analytics, a web analysis service of Google Inc. ("Google"). Google Analytics uses so-called "cookies," text files saved onto your computer that allow your use of the website to be analyzed. The information on your website use generated by the cookie is generally transmitted to a Google server in the USA where it is saved. If IP-anonymization is activated on our website, your IP address will be shortened by Google within a Member State of the European Union or in another state party to the European Economic Area Agreement. Only in exceptions will your full IP address be transferred to a Google server in the US and shortened there. On behalf of the operators of this website, Google will use this information to assess your use of this website, to compile reports about website activity and to perform additional services related to use of the website and the Internet for the website operators.
The IP address transmitted by your browser through Google Analytics will not be merged with other Google data.
You can prevent cookie storage through your browser settings at any time. However, please note that you may not be able to use every function of this website. Furthermore, you can prevent the collection of cookie-generated data (including your IP address) on your use of the website and the processing of this data by Google by downloading and installing the browser plug-in provided under the following link: http://tools.google.com/dlpage/gaoptout?hl=en.
As an alternative to the browser add-on, especially for browsers on mobile devices, you can prevent data collection by Google Analytics by activating the following link. (Code: "javascript:gaOptout()")
Our website uses Google Analytics with the extension "_anonymizeIp()" so that IP addresses will be processed further in shortened form to prevent personal inferences. Any personal references in the collected data will be excluded and the personal data will be deleted without delay.
We use Google Analytics to analyze and regularly improve use of our website. The statistics we obtain thereby allow us to improve and make our offer more interesting to you as a user. For the exceptions in which personal data is transferred into the US, Google subjected itself to the EU-US Privacy Shield agreement: https://www.privacyshield.gov/EU-US-Framework. The legal basis for use of Google Analytics is Art. 6(1) Sentence 1 Letter f of the General Data Protection Regulation.
Third-party provider information: Google Dublin, Google Ireland Ltd., Gordon House, Barrow Street, Dublin 4, Ireland; fax: +353 (1) 436 1001. Terms of Service: http://www.google.com/analytics/terms/us.html, data protection overview: https://support.google.com/analytics/answer/6004245?hl=en, and Google's Privacy Policy: https://policies.google.com/privacy.

IV. Processing of Personal Data
We will only process your personal data to execute your requests submitted, e.g., through our contact form, or to process inquiries. However, depending on your request, we may save your data for longer to fulfill legal storage obligations, e.g., under tax law. 
We will not provide your personal data to third parties, unless required for answering your inquiry or permitted by law.
The legal basis is Art. 6(1) Sentence 1 Letter a of the General Data Protection Regulation. 
You have the right to revoke any consent you granted at any time. However, revoking your consent will not affect the legitimacy of data processing performed prior to the revocation.

V. Data Subject Rights
Upon request, we will provide information to you free of charge about the state of the data collected on you and the further processing of this data in accordance with legal requirements (Art. 13 et seq. of the General Data Protection Regulation). You have the right to full or partial correction, processing restriction, data portability and deletion and to submit objections about the processing of your data in accordance with legal requirements. You may contact us at
Compass Student Insurance
116 Village Blvd, Suite 306
Princeton, NJ 08540
USA
Phone +1 609 785 3224
Email: info(at)studenthealthusa.com

You may also submit complaints to competent supervisory authorities. Please see here for a list of supervisory authorities (in German): https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html